Net Worth
Net Worth is what you own minus what you owe at each month's end. The current month counts as it stands today. On the Insights tab, tap the card. At the top, switch between Net Worth, Assets and Debt.
What each part includes
- Assets: what you own. That is your checking, savings and cash accounts, plus tracking accounts like investments or property. A tracking account only follows a value and is outside your budget.
- Debt: what you owe on credit cards and loans. See Credit cards and loans . You see Debt only while you owe something.
- A mortgage or other debt on a tracking account is not under Debt. It lowers Assets and Net Worth instead.
What you saved and what you gained
Under Net Worth, the change over the selected range can split into two tiles. You see them only when the range's gain is not zero.
- Gain: what your investments made or lost. It comes from value updates, dividends and fees, the same as on each investment account.
- Saved: the rest of the change.
Money you move into an investment is not a gain, so it stays under Saved. A new value for a property is not a gain either, and it lands under Saved too. An update counts its whole gain in the month it is dated. See Track an investment's value .
The debt screen
By Account lists each card and loan with its share of your debt. Below it, one of three messages estimates when you could be free of debt:
- A date: when your debt would reach zero at your current pace.
- Debt is rising: your debt did not go down over the last two months.
- Insufficient data: you have fewer than 3 months of history, or the date is 50 years or more away.
Your current pace is how much your debt fell per month, on average, over the last two months. The current month counts as it stands, so the date can move during a month.
Good to know
Net Worth counts everything, also transfers, tracking accounts and starting balances. The spending charts leave these out, so this chart and the spending charts aren't meant to add up. See How Insights works .
